Rent vs Buy (UK) – Cost Comparison

Compare long‑term cost of renting vs buying with mortgage, fees, growth and opportunity cost.

Years to compare

Monthly rent (£)

Annual rent growth (%)

Property price (£)

Deposit (£)

Mortgage interest rate (%)

Up‑front fees/stamp/etc (£)

Maintenance (% of price/yr)

Property annual growth (%)

Opportunity cost on cash (%)

Calculate