All Tools (UK)

Income Tax Estimator

Rough income tax based on typical thresholds.

Dividend Tax (UK)

Estimate dividend tax by band.

Capital Gains Tax (Property)

CGT on residential property gains.

Salary vs Dividend Mix (Ltd)

Net take‑home for salary+dividends.

CGT (Non‑Residential/Shares)

CGT on shares or other assets.

Pension Carry Forward (3y)

Unused allowance across three years.

Salary vs Dividend (Pro)

Optimiser incl. NI & CT.

SEIS/EIS Relief

Income tax relief & CGT deferral.

Gift Aid Relief

Grossed‑up donation & extra relief.

VCT/EIS/SEIS Comparator

Compare reliefs across schemes.

Bed & ISA Compare

CGT now vs ISA growth shield.

Non‑Dom Remittance (Rough)

RBC vs arising basis.

CGT Bed & Spouse

Use two AEAs via transfer (rough).

VAT Registration & FRS

Threshold check and FRS compare.

CGT AEA Scenario

Compare CGT under different AEAs.

Mortgage Repayment (UK)

Estimate repayments, total interest, and LTV.

Stamp Duty (SDLT)

Estimate stamp duty for England & NI (simplified).

Buy‑to‑Let ROI (UK)

Rental yield & ROI after costs.

Rent vs Buy (UK)

Long‑term cost comparison.

BTL Section 24 Impact

Mortgage interest restriction effect.

Shared Ownership Compare

Rent+interest vs full purchase.

Mortgage Overpayment

Interest saved & term reduction.

ISA Growth Simulator

Forecast ISA value using allowance.

Lifetime ISA Bonus

LISA 25% bonus & growth estimate.

Pension Annual Allowance & Taper

Estimate tapered annual allowance.

ISA Allowance Planner

Plan cash vs S&S ISA contributions.

Pension vs ISA Efficiency

Compare net cost & growth.

Salary Sacrifice / SIPP

Compare tax/NI saving vs SIPP.

State Pension Forecast

Rough weekly/annual from NI years.

ISA Growth (UK)

Project ISA value with annual contributions, return and fees.

Capital Allowances

AIA + WDA estimation.

Company Car BIK

BIK value & tax from P11D/CO₂ band.

Ltd vs Sole Trader

Compare net take‑home.

Child Benefit HICBC

Charge on Child Benefit for high income.

Childcare Savings (TFC)

Tax‑Free Childcare top‑up.

Family Benefits Quick Check

Child Benefit & TFC rough check.

Savings Interest & Compound

Project future value with compounding.

Credit Card Interest

Months to clear and total interest.

Student Loan Repayment (UK)

Plan 1/2/4 & PG repayment estimator.

National Insurance (Employee)

Class 1 employee NI estimator.

Self‑Employed NI (Class 2/4)

Estimate NI for self‑employed.

Personal Allowance Taper

Allowance reduction above the threshold.

Inheritance Tax (IHT)

NRB/RNRB & IHT estimate.

Loan APR (UK)

True yearly cost including fees, solved via IRR and annualised.