All Tools
Mortgage Payment Calculator
Monthly payment and total interest; supports taxes/insurance.
Refinance Break‑Even
Months to recoup closing costs vs your current payment.
Loan APR (with Fees)
Compute true APR including points and origination/fees.
Auto Loan Payment
Car payment, total interest, payoff by rate/term/down payment.
Auto Loan (Quick)
Fast monthly car payment estimate; quick quote helper.
Sales Tax (US)
Pre‑/after‑tax conversions by rate; invoice & receipt helper.
Capital Gains Tax
Short‑/long‑term gains tax based on holding period.
Investment ROI & CAGR
Total return and annualized CAGR with cashflows.
Compound Interest (APY)
Deposit growth with compounding; earned interest & APY.
Savings / APY Growth
Savings growth and interest earned over time.
Credit Card Interest
Payoff time and total interest; snowball/avalanche compare.
Student Loan Payment
Monthly payment and total interest; compare loan terms.
Paycheck (Federal + FICA)
Take‑home pay with withholding, Social Security & Medicare.
US Federal Income Tax
Estimate federal tax by filing status, brackets & deductions.
PMI Calculator (US)
Monthly PMI and rough drop month at 80% LTV.
PMI Drop Date Estimator
When extra principal may reach ≤80% LTV.
Debt‑to‑Income (DTI)
Front‑/back‑end DTI vs common underwriting thresholds.
HELOC Payment & Interest
Interest‑only vs amortizing repayment illustration.
401(k) Match & Growth
Employee + employer match and projected value.
Roth vs Traditional IRA
Compare after‑tax outcomes (now vs retirement).
RMD Estimator
Estimate required minimum distribution amount.
Medicare IRMAA Estimator
Estimate Part B/D IRMAA surcharge from MAGI and filing status (approx.).
HSA Tax Savings
Estimate tax savings from pre‑tax HSA contributions (federal/state/FICA).
529 Savings Goal Planner
Monthly contribution needed to reach a college cost goal.
Social Security Break‑Even
Age when claiming now catches up to claiming later (FRA/70).
Solo 401(k)/SEP Contribution
Approximate maximum self‑employed plan contribution (2025 caps).